By accessing and using the IUL Course platform ("Service"), you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service ("Terms") apply to all visitors, users, and others who access or use the Service.
If you do not agree to all the terms and conditions of this agreement, then you may not access the Service or use any services.
IUL Course provides educational content, tools, and resources related to Indexed Universal Life (IUL) insurance products. Our Service includes:
To access certain features of the Service, you must register for an account. When you create an account, you must provide information that is accurate, complete, and current at all times.
You are responsible for safeguarding the password and for all activities that occur under your account. You agree not to disclose your password to any third party.
Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis based on your chosen subscription plan.
Subscription fees are non-refundable except as required by law. You may cancel your subscription at any time through your account settings or by contacting customer support.
By subscribing, you authorize us to charge your payment method for the subscription fees. We use Stripe as our payment processor, and their terms also apply to your transactions.
The Service and its original content, features, and functionality are and will remain the exclusive property of IUL Course and its licensors. The Service is protected by copyright, trademark, and other laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.
Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content").
You agree not to use the Service to:
The content provided through our Service is for educational purposes only and should not be construed as legal, tax, or investment advice. Always consult with qualified professionals before making financial decisions.
IUL Course does not guarantee specific results from using our educational content or tools. Insurance regulations and tax laws vary by jurisdiction and change over time.
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.
The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
In no event shall IUL Course, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Service or contact us to close your account.
These Terms shall be interpreted and governed by the laws of the State of Delaware, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.
By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.
If you have any questions about these Terms of Service, please contact us at:
IUL Course Support
Email: iulcourse@tutamail.com
Website: https://www.iulcourse.com